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00:00 Quick glimpse of my new home01:02 Why I bought a home
01:57 Step 1: Check your credit score (improve it)
02:43 Step 2: Identify all sources to generate down-payment money
03:30 Step 3: Identify your real income and make sure it is sufficient
04:09 Step 4: Carefully consider your job stability and immigration status
04:32 Step 5: Carefully evaluate how long you will keep the home
05:48 Step 6: Be sure of location where you want to buy a home
06:07 Step 7: Know exactly what kind of home you are looking for
06:57 Step 8: Get a pre-approval from a lender
08:00 Step 9: Find a good real estate agent
08:32 Step 10: Keep looking for homes yourself as well and exchange information with your agent
09:03 Step 11: Carefully draft the purchase offer
11:08 Step 12 : Wait for a counter offer and get at least a partial waiver on appraisal
11:39 Step 13: Get home inspection done and estimate repair costs
12:00 Step 14: Find a good lender with the best possible interest rate
12:23 Step 15: Get ready to pay earnest money and options fee
12:56 Step 16: Carefully decide on the amount you are borrowing
15:12 Step 17: Be extremely careful on appraisal value waiver
19:30 Step 18: Shop around for home insurance
20:03 Step 19: Carefully decide on the loan terms
21:00 Step 20: Final walk-through and signing of title and contract
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