The truth is that the final settlement you receive should include how much money you will need now and possibly in the future. During a personal injury lawsuit, the insurance company may compensate what you need at the moment. However, there are future costs to take into consideration. For example, lost wages and all medical bills. If you were to agree on a settlement before finishing treatment, you may not be compensated for future medical costs. Needless to say, you need to make sure that you have recovered as much as you can before agreeing on a settlement. All of the medical bills incurred due to the accident should be compensated. The goal is to set you up so that you have recovered maximum from your injuries. This partially plays into how long cases may take because getting better is the number one priority. Otherwise, you may not be getting compensated for future medical bills. Settlement is the final offer, once the offer is taken, the insurance company will not have any responsibility to help further than what they agreed on for a particular accident. If more treatment is needed after the final settlement, you may have to pay for your own medical bills. That is unless a separate, injury-causing incident happens. It’s important to consider hiring an attorney so you can focus on recovering to the best of your ability and not have to worry about negotiation. Doing so may help you recover quicker while still making sure you have the maximum compensation.
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